Business General Liability Insurance Definition

10 of the Best Reviewed Homeowners Insurance Companies

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Getting homeowners insurance is one of the most important things to do when buying a home. Getting the right insurance plan can protect you from floods, storm damage and even vandalism. Financial experts say that home insurance is the most important insurance to have as your home is your most expensive asset. If your home gets damaged and you don't have insurance you're out of luck. Be sure to check the top 10 best reviewed insurance companies to find one that works for you.

USAA

The USAA is consistently rated one of the best companies for insurance, getting an A++ financial rating in past years. However, it's only available to current military families, veterans, and families of veterans. One interesting perk that USAA offers is they will replace your uniform if it's damaged or stolen for free.

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State Farm

State Farm is the largest insurance company right now and has an 18% market share. Their home policies are affordable and have great coverage. They offer plenty of discounts to save even more on your policy. They offer flexible payments as well due to their many options for choosing either a high or low deductible.

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Amica

Amica frequently gets rated one of the top home insurance companies by J.D. Power. One reason for this is their excellent customer service. Customers claim that their customer support line makes it easy to file a claim and get assistance fast when something goes wrong. They also have great policy options.

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Metlife

Metlife is one of the few insurance providers that guarantee replacement costs coverage for your home. This means that if your home is worth $200,000 but it's damaged and will cost $250,000 to replace, Metlife will pay you and your family the full $250,000 instead of what the home was originally worth.

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Allstate

Allstate is perfect for first time home insurance buyers. They make the process easy and help guide you through it if you've never done it before. They also have a new tool which helps you see the most popular forms of claims in your area, helping you choose the right policy.

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Farmers

Farmers insurance isn't just for farmers. With their unique declining deductible deal, anybody can save additional money. Every year the policy remains in force, you earn $50 towards your deductible. They also cover cosmetic damage which other companies don't offer. Discounts are offered every three years you go without a claim.

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Nationwide

Nationwide is one of the larger insurance companies and they offer great home insurance packages. They seem to be the only company offering law and ordinance coverage. This means that if you file a claim, they'll upgrade things like electrical and HVAC if they're out of date. This is great for older homes.

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Hartford Homeowner Insurance

If you have an eco friendly home, you'll probably want to sign up for an eco friendly insurance company. Rebuilding a green home after damage can be a bit complex, and most home insurance companies might not be equipped to meet your needs. Hartford is an expert in eco friendly homes and green power.

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Liberty Mutual

Out of all the best insurance companies, Liberty Mutual offers the best inflation protection. Each year, Liberty Mutual will automatically adjust your coverage based on the current rate of inflation in your area. This add-on takes away any worries about policy you may have for long term insurance coverage.

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Progressive

If you're interested in saving the most money, Progressive might be an option. With their bundling, you can bundle your car, home, boat and RV insurance all into one convenient plan. Progressive also offers more options for discounts than any other insurance company making it the friendliest choice for those who love savings.

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Business General Liability Insurance Definition

Source: https://www.bloglines.com/article/the-best-reviewed-homeowners-insurance-companies?utm_content=params%3Ao%3D740010%26ad%3DdirN%26qo%3DserpIndex

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